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	<title>Comments for The Point</title>
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	<link>http://www.yourethepoint.com</link>
	<description>sooner or later we all find out</description>
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		<title>Comment on It&#8217;s time! by Anita</title>
		<link>http://www.yourethepoint.com/2010/09/its-time/comment-page-1/#comment-691</link>
		<dc:creator>Anita</dc:creator>
		<pubDate>Fri, 03 Sep 2010 15:19:10 +0000</pubDate>
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		<description>Jeremy...who knew 15 years ago I&#039;d be soooo proud to call you a good friend! (Well, and it helps that your wife is one of my bff&#039;s :) Chris and I are praying and will help you reach your goal in any way we can!! Love you guys!</description>
		<content:encoded><![CDATA[<p>Jeremy&#8230;who knew 15 years ago I&#8217;d be soooo proud to call you a good friend! (Well, and it helps that your wife is one of my bff&#8217;s <img src='http://www.yourethepoint.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Chris and I are praying and will help you reach your goal in any way we can!! Love you guys!</p>
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		<title>Comment on How are you doing, really? by Jeremy Moore</title>
		<link>http://www.yourethepoint.com/2010/08/how-are-you-doing-really/comment-page-1/#comment-637</link>
		<dc:creator>Jeremy Moore</dc:creator>
		<pubDate>Thu, 05 Aug 2010 19:38:53 +0000</pubDate>
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		<description>you&#039;re absolutely right Mark!</description>
		<content:encoded><![CDATA[<p>you&#8217;re absolutely right Mark!</p>
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		<title>Comment on How are you doing, really? by Mark Showalter</title>
		<link>http://www.yourethepoint.com/2010/08/how-are-you-doing-really/comment-page-1/#comment-636</link>
		<dc:creator>Mark Showalter</dc:creator>
		<pubDate>Thu, 05 Aug 2010 19:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.yourethepoint.com/?p=486#comment-636</guid>
		<description>I know you&#039;re only trying to offer practical advice and I run the risk of sounding &quot;so spiritually minded that I&#039;m no earthly good&quot; or even &quot;holier than thou&quot;. However, in a time where so many of us are being shaken and are looking for answers, I feel the need to say, You can&#039;t fight spiritual battles in the flesh. Spiritual battles are fought on your knees and in His word.</description>
		<content:encoded><![CDATA[<p>I know you&#8217;re only trying to offer practical advice and I run the risk of sounding &#8220;so spiritually minded that I&#8217;m no earthly good&#8221; or even &#8220;holier than thou&#8221;. However, in a time where so many of us are being shaken and are looking for answers, I feel the need to say, You can&#8217;t fight spiritual battles in the flesh. Spiritual battles are fought on your knees and in His word.</p>
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		<title>Comment on What I&#8217;m thinking&#8230;. by Joy Moore Vanoy</title>
		<link>http://www.yourethepoint.com/2010/03/what-im-thinking/comment-page-1/#comment-615</link>
		<dc:creator>Joy Moore Vanoy</dc:creator>
		<pubDate>Sun, 01 Aug 2010 02:16:40 +0000</pubDate>
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		<description>Love this post! When we stop thinking and asking questions, we stop growing; it shouldn&#039;t be optional! (By the way, be curious is a good thing, we must be related!;)</description>
		<content:encoded><![CDATA[<p>Love this post! When we stop thinking and asking questions, we stop growing; it shouldn&#8217;t be optional! (By the way, be curious is a good thing, we must be related!;)</p>
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		<title>Comment on What&#8217;s new by Josh Cousineau</title>
		<link>http://www.yourethepoint.com/2010/05/whats-new/comment-page-1/#comment-521</link>
		<dc:creator>Josh Cousineau</dc:creator>
		<pubDate>Tue, 13 Jul 2010 14:00:19 +0000</pubDate>
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		<description>Just found your blog when you followed me on Twitter. My wife and I are adopting 2 girls from Uganda. Great to see your heart for the orphans of the world. A great book on adoption is Adopted for Life (by Dr. Moore). Would recommend it to anyone and everyone who is adopting or thinking about it. 

Great to connect! 
~Josh</description>
		<content:encoded><![CDATA[<p>Just found your blog when you followed me on Twitter. My wife and I are adopting 2 girls from Uganda. Great to see your heart for the orphans of the world. A great book on adoption is Adopted for Life (by Dr. Moore). Would recommend it to anyone and everyone who is adopting or thinking about it. </p>
<p>Great to connect!<br />
~Josh</p>
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		<title>Comment on What&#8217;s new by Andrea Pasquan</title>
		<link>http://www.yourethepoint.com/2010/05/whats-new/comment-page-1/#comment-330</link>
		<dc:creator>Andrea Pasquan</dc:creator>
		<pubDate>Wed, 26 May 2010 06:17:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.yourethepoint.com/?p=463#comment-330</guid>
		<description>Jeremy! That is so awesome you guys are adopting! And a little african girl, that is so precious. I&#039;m so happy for yall.</description>
		<content:encoded><![CDATA[<p>Jeremy! That is so awesome you guys are adopting! And a little african girl, that is so precious. I&#8217;m so happy for yall.</p>
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		<title>Comment on Types of loans for churches by Joseph St. Rose</title>
		<link>http://www.yourethepoint.com/2010/03/types-of-loans-for-churches/comment-page-1/#comment-287</link>
		<dc:creator>Joseph St. Rose</dc:creator>
		<pubDate>Mon, 03 May 2010 17:11:41 +0000</pubDate>
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		<description>Jeremy, your analysis is spot on. It has been my experience that once the church has to go to a hard money source they place themselves in a more risky position as well. The rates are high already and if they default for any reason some of the hard money lenders use a default rate, which approximates 24%. 

Usually if the church has a good plan and patiently works it through they can avoid this source. If they have no choice because of a unique circumstance it is important that they think beyond the short term crisis and line up the financing that will take them out of the hard money loan as quickly as possible. 

Hopefuly they only use that type of financing indirectly on an ancillary property and not on the church building, which would put the whole ministry in jeopardy.</description>
		<content:encoded><![CDATA[<p>Jeremy, your analysis is spot on. It has been my experience that once the church has to go to a hard money source they place themselves in a more risky position as well. The rates are high already and if they default for any reason some of the hard money lenders use a default rate, which approximates 24%. </p>
<p>Usually if the church has a good plan and patiently works it through they can avoid this source. If they have no choice because of a unique circumstance it is important that they think beyond the short term crisis and line up the financing that will take them out of the hard money loan as quickly as possible. </p>
<p>Hopefuly they only use that type of financing indirectly on an ancillary property and not on the church building, which would put the whole ministry in jeopardy.</p>
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		<title>Comment on Here we go again by Emma Clark</title>
		<link>http://www.yourethepoint.com/2010/04/here-we-go-again/comment-page-1/#comment-215</link>
		<dc:creator>Emma Clark</dc:creator>
		<pubDate>Tue, 27 Apr 2010 23:56:25 +0000</pubDate>
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		<description>Thanks for sharing your wisdom. Those were some really good reminders of what is really important in this life. No wonder I like working with you so much! :-)</description>
		<content:encoded><![CDATA[<p>Thanks for sharing your wisdom. Those were some really good reminders of what is really important in this life. No wonder I like working with you so much! <img src='http://www.yourethepoint.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>Comment on Start a Movement by rammoorejr</title>
		<link>http://www.yourethepoint.com/2010/03/start-a-movement/comment-page-1/#comment-202</link>
		<dc:creator>rammoorejr</dc:creator>
		<pubDate>Fri, 05 Mar 2010 19:50:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.yourethepoint.com/2009/08/start-a-movement/#comment-202</guid>
		<description>saw the video. wish i&#039;d written that.
 great observations.</description>
		<content:encoded><![CDATA[<p>saw the video. wish i&#8217;d written that.<br />
 great observations.</p>
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		<title>Comment on Before the front door by Ryan Farmer</title>
		<link>http://www.yourethepoint.com/2010/03/before-the-front-door/comment-page-1/#comment-175</link>
		<dc:creator>Ryan Farmer</dc:creator>
		<pubDate>Mon, 01 Mar 2010 19:44:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.yourethepoint.com/?p=424#comment-175</guid>
		<description>That is exactly what I have tried to say in so many ways before!
What&#039;s with the 40&lt; year old people that don&#039;t get this idea?
It took me two years to convince my home church that they needed a website!
But when the churches are full of old people, and is towards dying (losing members/money)  anyways cause they don&#039;t change with the times and can&#039;t get the younger generation, how do you get this idea to them?
Anyways, awesome post man!</description>
		<content:encoded><![CDATA[<p>That is exactly what I have tried to say in so many ways before!<br />
What&#8217;s with the 40&lt; year old people that don&#039;t get this idea?<br />
It took me two years to convince my home church that they needed a website!<br />
But when the churches are full of old people, and is towards dying (losing members/money)  anyways cause they don&#039;t change with the times and can&#039;t get the younger generation, how do you get this idea to them?<br />
Anyways, awesome post man!</p>
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